Call reports 2019
FIRST FEDERAL SAVINGS BANK — 2019
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 370,854,000 | 368,602,000 | 364,070,000 | 371,815,000 |
| Total loans | 232,109,000 | 232,293,000 | 236,904,000 | 232,360,000 |
| Allowance for loan losses | 1,500,000 | 1,450,000 | 1,425,000 | 1,425,000 |
| Securities available for sale | 38,402,000 | 39,505,000 | 24,598,000 | 10,824,000 |
| Securities held to maturity | 12,776,000 | 12,734,000 | 6,676,000 | 2,647,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,887,000 | 321,216,000 | 315,943,000 | 324,103,000 |
| Interest-bearing deposits | 308,160,000 | 306,467,000 | 303,352,000 | 309,294,000 |
| Noninterest-bearing deposits | 15,727,000 | 14,749,000 | 12,591,000 | 14,809,000 |
| Equity capital | 42,585,000 | 42,861,000 | 43,181,000 | 43,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,143,000 | 6,296,000 | 9,459,000 | 12,463,000 |
| Interest expense | 817,000 | 1,704,000 | 2,627,000 | 3,558,000 |
| Net interest income | 2,326,000 | 4,592,000 | 6,832,000 | 8,905,000 |
| Noninterest income | 376,000 | 810,000 | 1,294,000 | 1,818,000 |
| Noninterest expense | 2,622,000 | 5,158,000 | 7,620,000 | 10,053,000 |
| Provision for loan losses | -83,000 | -160,000 | -190,000 | -197,000 |
| Pretax income | 175,000 | 430,000 | 734,000 | 905,000 |
| Income tax | 28,000 | 80,000 | 127,000 | 127,000 |
| Net income | 147,000 | 350,000 | 607,000 | 778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,757,000 | 41,989,000 | 42,271,000 | 42,886,000 |
| Total capital | 43,257,000 | 43,439,000 | 43,696,000 | 44,311,000 |
| Risk-weighted assets | 177,496,000 | 177,867,000 | 171,909,000 | 165,924,000 |