Call reports 2018
FIRST FEDERAL SAVINGS BANK — 2018
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 373,499,000 | 365,655,000 | 357,198,000 | 364,779,000 |
| Total loans | 239,243,000 | 237,288,000 | 236,176,000 | 232,212,000 |
| Allowance for loan losses | 1,700,000 | 1,700,000 | 1,600,000 | 1,575,000 |
| Securities available for sale | 47,903,000 | 47,670,000 | 47,515,000 | 47,946,000 |
| Securities held to maturity | 13,059,000 | 12,977,000 | 12,921,000 | 12,879,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,827,000 | 319,437,000 | 310,841,000 | 318,674,000 |
| Interest-bearing deposits | 311,231,000 | 303,733,000 | 299,016,000 | 305,884,000 |
| Noninterest-bearing deposits | 16,596,000 | 15,704,000 | 11,825,000 | 12,790,000 |
| Equity capital | 41,079,000 | 41,197,000 | 41,582,000 | 42,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,891,000 | 5,861,000 | 9,017,000 | 12,077,000 |
| Interest expense | 576,000 | 1,182,000 | 1,835,000 | 2,562,000 |
| Net interest income | 2,315,000 | 4,679,000 | 7,182,000 | 9,515,000 |
| Noninterest income | 420,000 | 849,000 | 1,254,000 | 1,647,000 |
| Noninterest expense | 2,547,000 | 4,976,000 | 7,338,000 | 9,795,000 |
| Provision for loan losses | -63,000 | -72,000 | -200,000 | -247,000 |
| Pretax income | 251,000 | 624,000 | 1,298,000 | 1,614,000 |
| Income tax | 51,000 | 138,000 | 315,000 | 385,000 |
| Net income | 200,000 | 486,000 | 983,000 | 1,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,246,000 | 40,458,000 | 40,904,000 | 41,478,000 |
| Total capital | 41,946,000 | 42,158,000 | 42,504,000 | 43,053,000 |
| Risk-weighted assets | 181,633,000 | 181,806,000 | 180,554,000 | 179,290,000 |