Call reports 2017
FIRST FEDERAL SAVINGS BANK — 2017
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 370,525,000 | 363,552,000 | 359,083,000 | 362,042,000 |
| Total loans | 249,489,000 | 247,507,000 | 243,740,000 | 240,424,000 |
| Allowance for loan losses | 2,450,000 | 2,100,000 | 2,100,000 | 1,750,000 |
| Securities available for sale | 16,452,000 | 16,752,000 | 20,712,000 | 34,973,000 |
| Securities held to maturity | 17,425,000 | 15,327,000 | 13,253,000 | 13,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,514,000 | 318,374,000 | 312,757,000 | 316,477,000 |
| Interest-bearing deposits | 308,115,000 | 302,075,000 | 297,347,000 | 299,782,000 |
| Noninterest-bearing deposits | 17,399,000 | 16,299,000 | 15,410,000 | 16,695,000 |
| Equity capital | 40,604,000 | 40,875,000 | 41,066,000 | 41,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,751,000 | 5,541,000 | 8,423,000 | 11,265,000 |
| Interest expense | 511,000 | 1,032,000 | 1,572,000 | 2,127,000 |
| Net interest income | 2,240,000 | 4,509,000 | 6,851,000 | 9,138,000 |
| Noninterest income | 572,000 | 1,019,000 | 1,467,000 | 1,982,000 |
| Noninterest expense | 2,532,000 | 5,006,000 | 7,468,000 | 9,861,000 |
| Provision for loan losses | -162,000 | -271,000 | -279,000 | -620,000 |
| Pretax income | 442,000 | 793,000 | 1,129,000 | 1,879,000 |
| Income tax | 95,000 | 200,000 | 305,000 | 777,000 |
| Net income | 347,000 | 593,000 | 824,000 | 1,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,034,000 | 39,253,000 | 39,485,000 | 40,268,000 |
| Total capital | 41,348,000 | 41,353,000 | 41,585,000 | 42,018,000 |
| Risk-weighted assets | 184,680,000 | 183,342,000 | 180,581,000 | 181,114,000 |