Call reports 2015
FIRST FEDERAL SAVINGS BANK — 2015
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 381,814,000 | 371,201,000 | 363,798,000 | 371,402,000 |
| Total loans | 270,012,000 | 267,553,000 | 264,405,000 | 261,274,000 |
| Allowance for loan losses | 3,460,000 | 3,400,000 | 3,300,000 | 3,150,000 |
| Securities available for sale | 1,020,000 | 1,006,000 | 1,016,000 | 1,005,000 |
| Securities held to maturity | 26,284,000 | 26,182,000 | 15,030,000 | 10,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,212,000 | 325,135,000 | 316,253,000 | 324,278,000 |
| Interest-bearing deposits | 316,259,000 | 306,843,000 | 300,234,000 | 305,761,000 |
| Noninterest-bearing deposits | 18,953,000 | 18,292,000 | 16,019,000 | 18,517,000 |
| Equity capital | 37,123,000 | 37,418,000 | 37,878,000 | 38,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,897,000 | 5,779,000 | 8,595,000 | 11,432,000 |
| Interest expense | 516,000 | 1,046,000 | 1,581,000 | 2,113,000 |
| Net interest income | 2,381,000 | 4,733,000 | 7,014,000 | 9,319,000 |
| Noninterest income | 410,000 | 888,000 | 1,535,000 | 2,039,000 |
| Noninterest expense | 2,639,000 | 5,217,000 | 7,731,000 | 10,160,000 |
| Provision for loan losses | 19,000 | -58,000 | -124,000 | -359,000 |
| Pretax income | 133,000 | 462,000 | 942,000 | 1,557,000 |
| Income tax | 0 | 20,000 | 50,000 | 117,000 |
| Net income | 133,000 | 442,000 | 892,000 | 1,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,103,000 | 35,412,000 | 35,862,000 | 36,410,000 |
| Total capital | 37,702,000 | 37,955,000 | 38,320,000 | 38,823,000 |
| Risk-weighted assets | 205,115,000 | 201,195,000 | 194,064,000 | 190,981,000 |