Call reports 2014
FIRST FEDERAL SAVINGS BANK — 2014
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 388,296,000 | 383,607,000 | 374,078,000 | 377,350,000 |
| Total loans | 281,648,000 | 278,682,000 | 275,645,000 | 270,413,000 |
| Allowance for loan losses | 4,050,000 | 4,050,000 | 3,900,000 | 3,500,000 |
| Securities available for sale | 499,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities held to maturity | 11,869,000 | 23,551,000 | 24,523,000 | 18,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,737,000 | 338,462,000 | 328,235,000 | 331,224,000 |
| Interest-bearing deposits | 328,142,000 | 323,663,000 | 314,210,000 | 315,944,000 |
| Noninterest-bearing deposits | 15,595,000 | 14,799,000 | 14,025,000 | 15,280,000 |
| Equity capital | 35,704,000 | 36,008,000 | 36,491,000 | 36,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,083,000 | 6,100,000 | 9,147,000 | 12,162,000 |
| Interest expense | 540,000 | 1,097,000 | 1,641,000 | 2,157,000 |
| Net interest income | 2,543,000 | 5,003,000 | 7,506,000 | 10,005,000 |
| Noninterest income | 307,000 | 782,000 | 1,187,000 | 1,627,000 |
| Noninterest expense | 2,578,000 | 5,137,000 | 7,721,000 | 10,259,000 |
| Provision for loan losses | -147,000 | -99,000 | -305,000 | -420,000 |
| Pretax income | 419,000 | 747,000 | 1,277,000 | 1,793,000 |
| Income tax | 18,000 | 43,000 | 90,000 | 127,000 |
| Net income | 401,000 | 704,000 | 1,187,000 | 1,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,548,000 | 34,859,000 | 35,348,000 | 35,831,000 |
| Total capital | 37,193,000 | 37,504,000 | 37,928,000 | 38,352,000 |
| Risk-weighted assets | 210,222,000 | 210,227,000 | 205,119,000 | 200,699,000 |