Call reports 2013
FIRST FEDERAL SAVINGS BANK — 2013
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 390,729,000 | 379,750,000 | 372,850,000 | 379,726,000 |
| Total loans | 297,998,000 | 294,633,000 | 288,423,000 | 284,385,000 |
| Allowance for loan losses | 5,225,000 | 5,225,000 | 4,660,000 | 4,250,000 |
| Securities available for sale | 0 | 0 | 500,000 | 496,000 |
| Securities held to maturity | 7,322,000 | 4,189,000 | 4,031,000 | 7,961,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,157,000 | 335,900,000 | 328,708,000 | 335,711,000 |
| Interest-bearing deposits | 334,323,000 | 322,446,000 | 317,111,000 | 320,137,000 |
| Noninterest-bearing deposits | 13,834,000 | 13,454,000 | 11,597,000 | 15,574,000 |
| Equity capital | 33,102,000 | 33,746,000 | 34,442,000 | 35,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,377,000 | 6,665,000 | 9,876,000 | 13,001,000 |
| Interest expense | 592,000 | 1,168,000 | 1,723,000 | 2,266,000 |
| Net interest income | 2,785,000 | 5,497,000 | 8,153,000 | 10,735,000 |
| Noninterest income | 812,000 | 1,708,000 | 2,246,000 | 2,652,000 |
| Noninterest expense | 2,616,000 | 5,161,000 | 7,700,000 | 10,292,000 |
| Provision for loan losses | -1,000 | 357,000 | 253,000 | -109,000 |
| Pretax income | 982,000 | 1,687,000 | 2,446,000 | 3,204,000 |
| Income tax | 80,000 | 141,000 | 204,000 | 100,000 |
| Net income | 902,000 | 1,546,000 | 2,242,000 | 3,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,549,000 | 33,172,000 | 33,863,000 | 34,736,000 |
| Total capital | 35,270,000 | 35,832,000 | 36,472,000 | 37,399,000 |
| Risk-weighted assets | 215,194,000 | 210,220,000 | 206,693,000 | 211,487,000 |