Call report 2026Q2
EASTERN MICHIGAN BANK — 2026Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 553,623,000 | USD | evidence → |
| Total loans | 194,285,000 | USD | evidence → |
| Allowance for loan losses | 2,263,000 | USD | evidence → |
| Securities available for sale | 179,045,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 453,657,000 | USD | evidence → |
| Interest-bearing deposits | 318,587,000 | USD | evidence → |
| Noninterest-bearing deposits | 135,070,000 | USD | evidence → |
| Equity capital | 97,779,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,891,000 | USD | evidence → |
| Interest expense | 1,141,000 | USD | evidence → |
| Net interest income | 11,750,000 | USD | evidence → |
| Noninterest income | 1,132,000 | USD | evidence → |
| Noninterest expense | 8,045,000 | USD | evidence → |
| Provision for loan losses | -200,000 | USD | evidence → |
| Pretax income | 5,037,000 | USD | evidence → |
| Income tax | 1,033,000 | USD | evidence → |
| Net income | 4,004,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,899,000 | USD | evidence → |
| Total capital | 64,162,000 | USD | evidence → |
| Risk-weighted assets | 316,281,000 | USD | evidence → |