Call report 2011Q2
EASTERN MICHIGAN BANK — 2011Q2
The 22 measures EASTERN MICHIGAN BANK reported to the FFIEC for 2011Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 251,748,000 | USD | evidence → |
| Total loans | 149,769,000 | USD | evidence → |
| Allowance for loan losses | 2,655,000 | USD | evidence → |
| Securities available for sale | 60,770,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 226,174,000 | USD | evidence → |
| Interest-bearing deposits | 189,112,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,062,000 | USD | evidence → |
| Equity capital | 24,462,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,287,000 | USD | evidence → |
| Interest expense | 940,000 | USD | evidence → |
| Net interest income | 4,347,000 | USD | evidence → |
| Noninterest income | 599,000 | USD | evidence → |
| Noninterest expense | 3,665,000 | USD | evidence → |
| Provision for loan losses | 368,000 | USD | evidence → |
| Pretax income | 913,000 | USD | evidence → |
| Income tax | 207,000 | USD | evidence → |
| Net income | 706,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,003,000 | USD | evidence → |
| Total capital | 25,835,000 | USD | evidence → |
| Risk-weighted assets | 145,777,000 | USD | evidence → |