Call reports 2004
FIRST NATIONAL BANK OF COLORADO SPRINGS — 2004
What FIRST NATIONAL BANK OF COLORADO SPRINGS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 72,295,000 | 74,944,000 |
| Total loans | 50,928,000 | 52,778,000 |
| Allowance for loan losses | 577,000 | 521,000 |
| Securities available for sale | 2,543,000 | 3,932,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 62,976,000 | 65,470,000 |
| Interest-bearing deposits | 45,626,000 | 47,719,000 |
| Noninterest-bearing deposits | 17,350,000 | 17,751,000 |
| Equity capital | 6,220,000 | 6,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 935,000 | 1,923,000 |
| Interest expense | 167,000 | 328,000 |
| Net interest income | 768,000 | 1,595,000 |
| Noninterest income | 77,000 | 234,000 |
| Noninterest expense | 589,000 | 1,298,000 |
| Provision for loan losses | 35,000 | 35,000 |
| Pretax income | 231,000 | 506,000 |
| Income tax | 85,000 | 192,000 |
| Net income | 146,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 5,814,000 | 5,799,000 |
| Total capital | 6,391,000 | 6,320,000 |
| Risk-weighted assets | 58,298,000 | 60,615,000 |