Call reports 2002
FIRST NATIONAL BANK OF COLORADO SPRINGS — 2002
What FIRST NATIONAL BANK OF COLORADO SPRINGS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 69,829,000 | 72,411,000 | 74,238,000 | 77,214,000 |
| Total loans | 35,642,000 | 40,462,000 | 43,128,000 | 41,667,000 |
| Allowance for loan losses | 350,000 | 395,000 | 463,000 | 527,000 |
| Securities available for sale | 4,868,000 | 6,935,000 | 9,171,000 | 15,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,653,000 | 67,022,000 | 68,683,000 | 71,445,000 |
| Interest-bearing deposits | 52,631,000 | 52,530,000 | 54,704,000 | 58,646,000 |
| Noninterest-bearing deposits | 12,022,000 | 14,492,000 | 13,979,000 | 12,799,000 |
| Equity capital | 5,079,000 | 5,254,000 | 5,387,000 | 5,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 885,000 | 1,739,000 | 2,676,000 | 3,637,000 |
| Interest expense | 260,000 | 511,000 | 755,000 | 967,000 |
| Net interest income | 625,000 | 1,228,000 | 1,921,000 | 2,670,000 |
| Noninterest income | 48,000 | 218,000 | 352,000 | 523,000 |
| Noninterest expense | 578,000 | 1,111,000 | 1,677,000 | 2,322,000 |
| Provision for loan losses | 35,000 | 97,000 | 165,000 | 226,000 |
| Pretax income | 60,000 | 238,000 | 431,000 | 645,000 |
| Income tax | 20,000 | 80,000 | 149,000 | 220,000 |
| Net income | 40,000 | 158,000 | 282,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,673,000 | 4,791,000 | 4,917,000 | 5,040,000 |
| Total capital | 5,023,000 | 5,186,000 | 5,380,000 | 5,567,000 |
| Risk-weighted assets | 39,861,000 | 50,335,000 | 49,518,000 | 49,853,000 |