Call reports 2002
HIGH STREET BANKING COMPANY — 2002
What HIGH STREET BANKING COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 164,361,000 | 165,212,000 | 161,175,000 |
| Total loans | 124,886,000 | 128,325,000 | 127,678,000 |
| Allowance for loan losses | 1,671,000 | 1,686,000 | 1,727,000 |
| Securities available for sale | 20,360,000 | 19,510,000 | 16,230,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 138,074,000 | 138,817,000 | 134,492,000 |
| Interest-bearing deposits | 126,576,000 | 126,357,000 | 123,434,000 |
| Noninterest-bearing deposits | 11,498,000 | 12,460,000 | 11,058,000 |
| Equity capital | 14,850,000 | 15,131,000 | 15,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 2,287,000 | 4,509,000 | 6,693,000 |
| Interest expense | 1,260,000 | 2,457,000 | 3,571,000 |
| Net interest income | 1,027,000 | 2,052,000 | 3,122,000 |
| Noninterest income | 195,000 | 436,000 | 669,000 |
| Noninterest expense | 1,162,000 | 2,390,000 | 3,637,000 |
| Provision for loan losses | 45,000 | 70,000 | 115,000 |
| Pretax income | 15,000 | 28,000 | 39,000 |
| Income tax | 7,000 | 11,000 | 15,000 |
| Net income | 8,000 | 17,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 13,233,000 | 13,123,000 | 13,275,000 |
| Total capital | 14,904,000 | 14,788,000 | 14,976,000 |
| Risk-weighted assets | 138,183,000 | 133,241,000 | 135,465,000 |