Call reports 2001
HIGH STREET BANKING COMPANY — 2001
What HIGH STREET BANKING COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 163,196,000 | 163,636,000 | 168,156,000 | 162,007,000 |
| Total loans | 118,903,000 | 123,007,000 | 127,255,000 | 124,061,000 |
| Allowance for loan losses | 1,733,000 | 1,778,000 | 1,823,000 | 1,626,000 |
| Securities available for sale | 19,502,000 | 17,262,000 | 17,589,000 | 18,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,452,000 | 135,861,000 | 140,142,000 | 135,525,000 |
| Interest-bearing deposits | 127,434,000 | 126,978,000 | 129,881,000 | 126,236,000 |
| Noninterest-bearing deposits | 8,018,000 | 8,883,000 | 10,261,000 | 9,289,000 |
| Equity capital | 15,142,000 | 15,322,000 | 15,562,000 | 14,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,951,000 | 5,840,000 | 8,668,000 | 11,159,000 |
| Interest expense | 1,828,000 | 3,589,000 | 5,196,000 | 6,677,000 |
| Net interest income | 1,123,000 | 2,251,000 | 3,472,000 | 4,482,000 |
| Noninterest income | 152,000 | 368,000 | 540,000 | 789,000 |
| Noninterest expense | 1,161,000 | 2,406,000 | 3,664,000 | 5,184,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 114,000 | 168,000 | 258,000 | 141,000 |
| Income tax | 40,000 | 56,000 | 84,000 | 94,000 |
| Net income | 74,000 | 112,000 | 174,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,236,000 | 13,274,000 | 13,258,000 | 13,274,000 |
| Total capital | 14,783,000 | 14,916,000 | 14,958,000 | 14,900,000 |
| Risk-weighted assets | 123,431,000 | 131,943,000 | 135,812,000 | 136,323,000 |