Call reports 2016
FIRST NATIONAL BANK IN DALHART — 2016
What FIRST NATIONAL BANK IN DALHART reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 64,226,000 | 67,104,000 | 69,674,000 |
| Total loans | 39,048,000 | 37,058,000 | 39,275,000 |
| Allowance for loan losses | 639,000 | 641,000 | 641,000 |
| Securities available for sale | 14,481,000 | 15,741,000 | 13,308,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 56,867,000 | 59,655,000 | 61,815,000 |
| Interest-bearing deposits | 32,752,000 | 34,277,000 | 32,356,000 |
| Noninterest-bearing deposits | 24,115,000 | 25,378,000 | 29,459,000 |
| Equity capital | 7,293,000 | 7,368,000 | 7,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 591,000 | 1,167,000 | 1,765,000 |
| Interest expense | 16,000 | 32,000 | 51,000 |
| Net interest income | 575,000 | 1,135,000 | 1,714,000 |
| Noninterest income | 26,000 | 47,000 | 93,000 |
| Noninterest expense | 415,000 | 809,000 | 1,247,000 |
| Provision for loan losses | 4,000 | 6,000 | 6,000 |
| Pretax income | 183,000 | 368,000 | 555,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 183,000 | 368,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 7,185,000 | 7,202,000 | 7,389,000 |
| Total capital | 7,730,000 | 7,733,000 | 7,950,000 |
| Risk-weighted assets | 43,541,000 | 42,404,000 | 44,870,000 |