Call reports 2015
FIRST NATIONAL BANK IN DALHART — 2015
What FIRST NATIONAL BANK IN DALHART reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 63,877,000 | 65,143,000 | 64,745,000 | 67,791,000 |
| Total loans | 40,416,000 | 42,304,000 | 41,127,000 | 39,272,000 |
| Allowance for loan losses | 627,000 | 635,000 | 635,000 | 635,000 |
| Securities available for sale | 15,138,000 | 14,570,000 | 13,937,000 | 13,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,772,000 | 55,948,000 | 57,112,000 | 60,666,000 |
| Interest-bearing deposits | 37,270,000 | 34,111,000 | 31,906,000 | 34,768,000 |
| Noninterest-bearing deposits | 19,502,000 | 21,837,000 | 25,206,000 | 25,898,000 |
| Equity capital | 6,985,000 | 6,904,000 | 7,164,000 | 7,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,214,000 | 1,839,000 | 2,435,000 |
| Interest expense | 17,000 | 32,000 | 51,000 | 68,000 |
| Net interest income | 590,000 | 1,182,000 | 1,788,000 | 2,367,000 |
| Noninterest income | 25,000 | 59,000 | 81,000 | 105,000 |
| Noninterest expense | 379,000 | 773,000 | 1,175,000 | 1,652,000 |
| Provision for loan losses | 3,000 | 85,000 | 85,000 | 85,000 |
| Pretax income | 233,000 | 383,000 | 609,000 | 735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 233,000 | 383,000 | 609,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,906,000 | 6,890,000 | 7,104,000 | 7,002,000 |
| Total capital | 7,466,000 | 7,474,000 | 7,677,000 | 7,557,000 |
| Risk-weighted assets | 44,804,000 | 46,640,000 | 45,748,000 | 44,359,000 |