Call reports 2014
FIRST NATIONAL BANK IN DALHART — 2014
What FIRST NATIONAL BANK IN DALHART reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 68,958,000 | 62,960,000 | 73,902,000 | 66,556,000 |
| Total loans | 37,988,000 | 39,140,000 | 40,582,000 | 41,102,000 |
| Allowance for loan losses | 580,000 | 594,000 | 584,000 | 623,000 |
| Securities available for sale | 15,347,000 | 15,096,000 | 14,683,000 | 15,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,452,000 | 56,144,000 | 66,211,000 | 59,818,000 |
| Interest-bearing deposits | 39,977,000 | 36,478,000 | 39,379,000 | 34,931,000 |
| Noninterest-bearing deposits | 22,475,000 | 19,666,000 | 26,832,000 | 24,887,000 |
| Equity capital | 6,447,000 | 6,542,000 | 6,774,000 | 6,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,210,000 | 1,849,000 | 2,465,000 |
| Interest expense | 19,000 | 40,000 | 65,000 | 87,000 |
| Net interest income | 584,000 | 1,170,000 | 1,784,000 | 2,378,000 |
| Noninterest income | 27,000 | 50,000 | 73,000 | 95,000 |
| Noninterest expense | 338,000 | 740,000 | 1,143,000 | 1,618,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 65,000 |
| Pretax income | 248,000 | 455,000 | 689,000 | 790,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 248,000 | 455,000 | 689,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,533,000 | 6,570,000 | 6,805,000 | 6,672,000 |
| Total capital | 7,075,000 | 7,118,000 | 7,389,000 | 7,249,000 |
| Risk-weighted assets | 43,337,000 | 43,762,000 | 47,034,000 | 46,112,000 |