Call reports 2010
FIRST NATIONAL BANK IN DALHART — 2010
What FIRST NATIONAL BANK IN DALHART reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 53,083,000 | 56,008,000 | 62,600,000 | 66,164,000 |
| Total loans | 35,539,000 | 44,807,000 | 48,242,000 | 41,390,000 |
| Allowance for loan losses | 548,000 | 548,000 | 548,000 | 548,000 |
| Securities available for sale | 7,123,000 | 7,041,000 | 7,985,000 | 7,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,244,000 | 43,809,000 | 48,715,000 | 59,412,000 |
| Interest-bearing deposits | 34,570,000 | 33,807,000 | 36,786,000 | 29,976,000 |
| Noninterest-bearing deposits | 11,674,000 | 10,002,000 | 11,929,000 | 29,436,000 |
| Equity capital | 4,503,000 | 4,553,000 | 4,816,000 | 4,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,157,000 | 1,883,000 | 2,603,000 |
| Interest expense | 92,000 | 215,000 | 365,000 | 539,000 |
| Net interest income | 441,000 | 942,000 | 1,518,000 | 2,064,000 |
| Noninterest income | 27,000 | 49,000 | 72,000 | 96,000 |
| Noninterest expense | 385,000 | 765,000 | 1,142,000 | 1,606,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 226,000 | 448,000 | 554,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 83,000 | 226,000 | 448,000 | 554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,298,000 | 4,371,000 | 4,558,000 | 4,582,000 |
| Total capital | 4,795,000 | 4,919,000 | 5,106,000 | 5,130,000 |
| Risk-weighted assets | 39,718,000 | 47,467,000 | 50,934,000 | 45,093,000 |