Call reports 2009
FIRST NATIONAL BANK IN DALHART — 2009
What FIRST NATIONAL BANK IN DALHART reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 51,284,000 | 47,191,000 | 48,948,000 | 49,894,000 |
| Total loans | 32,324,000 | 34,487,000 | 35,298,000 | 34,617,000 |
| Allowance for loan losses | 550,000 | 550,000 | 550,000 | 548,000 |
| Securities available for sale | 6,452,000 | 4,558,000 | 5,007,000 | 5,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,852,000 | 41,622,000 | 44,291,000 | 45,419,000 |
| Interest-bearing deposits | 35,914,000 | 33,622,000 | 31,830,000 | 33,379,000 |
| Noninterest-bearing deposits | 9,938,000 | 8,000,000 | 12,461,000 | 12,040,000 |
| Equity capital | 4,300,000 | 4,442,000 | 4,576,000 | 4,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,178,000 | 1,708,000 | 2,247,000 |
| Interest expense | 91,000 | 172,000 | 246,000 | 317,000 |
| Net interest income | 424,000 | 1,006,000 | 1,462,000 | 1,930,000 |
| Noninterest income | 26,000 | 46,000 | 71,000 | 92,000 |
| Noninterest expense | 363,000 | 759,000 | 1,138,000 | 1,587,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 351,000 | 452,000 | 492,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 87,000 | 351,000 | 452,000 | 492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,216,000 | 4,411,000 | 4,476,000 | 4,214,000 |
| Total capital | 4,674,000 | 4,881,000 | 4,959,000 | 4,698,000 |
| Risk-weighted assets | 36,566,000 | 37,532,000 | 38,585,000 | 38,664,000 |