Call reports 2008
FIRST NATIONAL BANK IN DALHART — 2008
What FIRST NATIONAL BANK IN DALHART reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 62,447,000 | 61,328,000 | 53,567,000 | 56,866,000 |
| Total loans | 33,828,000 | 38,244,000 | 36,748,000 | 31,672,000 |
| Allowance for loan losses | 549,000 | 549,000 | 550,000 | 550,000 |
| Securities available for sale | 4,930,000 | 4,799,000 | 4,343,000 | 7,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,155,000 | 57,191,000 | 49,298,000 | 52,543,000 |
| Interest-bearing deposits | 38,780,000 | 33,572,000 | 40,994,000 | 37,981,000 |
| Noninterest-bearing deposits | 19,375,000 | 23,619,000 | 8,304,000 | 14,562,000 |
| Equity capital | 4,122,000 | 3,995,000 | 4,148,000 | 4,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 747,000 | 1,395,000 | 2,055,000 | 2,714,000 |
| Interest expense | 290,000 | 497,000 | 674,000 | 812,000 |
| Net interest income | 457,000 | 898,000 | 1,381,000 | 1,902,000 |
| Noninterest income | 23,000 | 51,000 | 76,000 | 95,000 |
| Noninterest expense | 383,000 | 739,000 | 1,109,000 | 1,526,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,000 | 210,000 | 348,000 | 478,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 97,000 | 210,000 | 348,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,113,000 | 4,116,000 | 4,199,000 | 4,129,000 |
| Total capital | 4,616,000 | 4,665,000 | 4,713,000 | 4,598,000 |
| Risk-weighted assets | 40,208,000 | 43,887,000 | 41,078,000 | 37,437,000 |