Call reports 2007
FIRST NATIONAL BANK IN DALHART — 2007
What FIRST NATIONAL BANK IN DALHART reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 45,346,000 | 52,059,000 | 56,287,000 | 59,840,000 |
| Total loans | 36,520,000 | 36,410,000 | 35,153,000 | 32,578,000 |
| Allowance for loan losses | 549,000 | 547,000 | 548,000 | 548,000 |
| Securities available for sale | 4,534,000 | 3,966,000 | 4,014,000 | 4,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,162,000 | 47,890,000 | 51,941,000 | 55,687,000 |
| Interest-bearing deposits | 33,137,000 | 37,163,000 | 38,226,000 | 41,771,000 |
| Noninterest-bearing deposits | 8,025,000 | 10,727,000 | 13,715,000 | 13,916,000 |
| Equity capital | 4,011,000 | 3,994,000 | 4,135,000 | 3,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 760,000 | 1,592,000 | 2,449,000 | 3,299,000 |
| Interest expense | 284,000 | 636,000 | 993,000 | 1,362,000 |
| Net interest income | 476,000 | 956,000 | 1,456,000 | 1,937,000 |
| Noninterest income | 22,000 | 40,000 | 60,000 | 81,000 |
| Noninterest expense | 389,000 | 746,000 | 1,110,000 | 1,531,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 250,000 | 406,000 | 487,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 250,000 | 406,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,065,000 | 4,082,000 | 4,176,000 | 4,016,000 |
| Total capital | 4,550,000 | 4,586,000 | 4,678,000 | 4,503,000 |
| Risk-weighted assets | 38,754,000 | 40,238,000 | 40,140,000 | 38,924,000 |