Call reports 2006
FIRST NATIONAL BANK IN DALHART — 2006
What FIRST NATIONAL BANK IN DALHART reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 49,456,000 | 47,074,000 | 47,086,000 | 47,413,000 |
| Total loans | 33,271,000 | 32,518,000 | 36,287,000 | 36,141,000 |
| Allowance for loan losses | 548,000 | 550,000 | 550,000 | 549,000 |
| Securities available for sale | 4,516,000 | 4,228,000 | 4,628,000 | 4,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,316,000 | 42,974,000 | 42,855,000 | 43,380,000 |
| Interest-bearing deposits | 35,135,000 | 33,283,000 | 32,949,000 | 32,627,000 |
| Noninterest-bearing deposits | 10,181,000 | 9,691,000 | 9,906,000 | 10,753,000 |
| Equity capital | 3,989,000 | 3,932,000 | 4,031,000 | 3,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,437,000 | 2,195,000 | 2,974,000 |
| Interest expense | 208,000 | 490,000 | 761,000 | 1,046,000 |
| Net interest income | 489,000 | 947,000 | 1,434,000 | 1,928,000 |
| Noninterest income | 24,000 | 41,000 | 62,000 | 108,000 |
| Noninterest expense | 368,000 | 735,000 | 1,121,000 | 1,550,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 247,000 | 369,000 | 479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 247,000 | 369,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,085,000 | 4,068,000 | 4,126,000 | 3,956,000 |
| Total capital | 4,513,000 | 4,488,000 | 4,582,000 | 4,415,000 |
| Risk-weighted assets | 34,103,000 | 33,439,000 | 36,412,000 | 36,597,000 |