Call reports 2005
FIRST NATIONAL BANK IN DALHART — 2005
What FIRST NATIONAL BANK IN DALHART reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 47,881,000 | 48,424,000 | 44,932,000 | 49,498,000 |
| Total loans | 29,499,000 | 29,345,000 | 34,247,000 | 34,119,000 |
| Allowance for loan losses | 545,000 | 550,000 | 548,000 | 548,000 |
| Securities available for sale | 6,974,000 | 6,865,000 | 5,436,000 | 5,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,783,000 | 44,258,000 | 40,708,000 | 45,536,000 |
| Interest-bearing deposits | 34,696,000 | 31,737,000 | 29,377,000 | 30,261,000 |
| Noninterest-bearing deposits | 9,087,000 | 12,521,000 | 11,331,000 | 15,275,000 |
| Equity capital | 4,007,000 | 4,076,000 | 4,119,000 | 3,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 579,000 | 1,190,000 | 1,844,000 | 2,545,000 |
| Interest expense | 128,000 | 267,000 | 413,000 | 579,000 |
| Net interest income | 451,000 | 923,000 | 1,431,000 | 1,966,000 |
| Noninterest income | 36,000 | 61,000 | 86,000 | 109,000 |
| Noninterest expense | 337,000 | 681,000 | 1,060,000 | 1,459,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 303,000 | 456,000 | 615,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 303,000 | 456,000 | 615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,055,000 | 4,083,000 | 4,174,000 | 3,946,000 |
| Total capital | 4,511,000 | 4,564,000 | 4,608,000 | 4,384,000 |
| Risk-weighted assets | 36,377,000 | 38,374,000 | 34,636,000 | 34,957,000 |