Call reports 2004
FIRST NATIONAL BANK IN DALHART — 2004
What FIRST NATIONAL BANK IN DALHART reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 42,021,000 | 45,596,000 | 42,493,000 | 51,552,000 |
| Total loans | 27,292,000 | 27,592,000 | 32,246,000 | 30,312,000 |
| Allowance for loan losses | 543,000 | 545,000 | 546,000 | 543,000 |
| Securities available for sale | 4,352,000 | 5,260,000 | 4,362,000 | 5,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,917,000 | 41,630,000 | 38,312,000 | 47,525,000 |
| Interest-bearing deposits | 29,892,000 | 28,475,000 | 30,420,000 | 34,598,000 |
| Noninterest-bearing deposits | 8,025,000 | 13,155,000 | 7,892,000 | 12,927,000 |
| Equity capital | 4,048,000 | 3,913,000 | 4,109,000 | 3,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 894,000 | 1,392,000 | 1,963,000 |
| Interest expense | 59,000 | 128,000 | 201,000 | 302,000 |
| Net interest income | 413,000 | 766,000 | 1,191,000 | 1,661,000 |
| Noninterest income | 36,000 | 63,000 | 90,000 | 174,000 |
| Noninterest expense | 342,000 | 687,000 | 1,022,000 | 1,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 107,000 | 142,000 | 259,000 | 396,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 107,000 | 142,000 | 259,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,985,000 | 3,940,000 | 4,032,000 | 3,905,000 |
| Total capital | 4,359,000 | 4,328,000 | 4,455,000 | 4,330,000 |
| Risk-weighted assets | 29,722,000 | 30,878,000 | 33,699,000 | 33,906,000 |