Call reports 2003
FIRST NATIONAL BANK IN DALHART — 2003
What FIRST NATIONAL BANK IN DALHART reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 50,162,000 | 46,720,000 | 42,949,000 | 49,222,000 |
| Total loans | 25,862,000 | 29,018,000 | 32,162,000 | 31,274,000 |
| Allowance for loan losses | 555,000 | 527,000 | 540,000 | 542,000 |
| Securities available for sale | 7,857,000 | 7,417,000 | 5,825,000 | 5,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,924,000 | 42,529,000 | 38,553,000 | 45,220,000 |
| Interest-bearing deposits | 38,473,000 | 32,087,000 | 28,066,000 | 27,882,000 |
| Noninterest-bearing deposits | 7,451,000 | 10,442,000 | 10,487,000 | 17,338,000 |
| Equity capital | 4,151,000 | 4,120,000 | 4,205,000 | 3,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,053,000 | 1,631,000 | 2,147,000 |
| Interest expense | 118,000 | 217,000 | 287,000 | 342,000 |
| Net interest income | 435,000 | 836,000 | 1,344,000 | 1,805,000 |
| Noninterest income | 44,000 | 80,000 | 117,000 | 151,000 |
| Noninterest expense | 355,000 | 711,000 | 1,071,000 | 1,427,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 227,000 | 412,000 | 551,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 124,000 | 227,000 | 412,000 | 551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,972,000 | 3,963,000 | 4,093,000 | 3,878,000 |
| Total capital | 4,365,000 | 4,368,000 | 4,516,000 | 4,329,000 |
| Risk-weighted assets | 31,274,000 | 32,297,000 | 33,745,000 | 35,953,000 |