Call reports 2002
FIRST NATIONAL BANK IN DALHART — 2002
What FIRST NATIONAL BANK IN DALHART reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 39,086,000 | 42,284,000 | 42,558,000 | 46,434,000 |
| Total loans | 28,520,000 | 25,348,000 | 28,687,000 | 28,281,000 |
| Allowance for loan losses | 555,000 | 555,000 | 555,000 | 555,000 |
| Securities available for sale | 6,588,000 | 6,870,000 | 7,314,000 | 6,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,068,000 | 38,189,000 | 38,241,000 | 42,313,000 |
| Interest-bearing deposits | 28,156,000 | 30,000,000 | 29,618,000 | 33,990,000 |
| Noninterest-bearing deposits | 6,912,000 | 8,189,000 | 8,623,000 | 8,323,000 |
| Equity capital | 3,898,000 | 3,999,000 | 4,219,000 | 4,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,134,000 | 1,729,000 | 2,322,000 |
| Interest expense | 150,000 | 301,000 | 430,000 | 556,000 |
| Net interest income | 434,000 | 833,000 | 1,299,000 | 1,766,000 |
| Noninterest income | 44,000 | 82,000 | 122,000 | 169,000 |
| Noninterest expense | 360,000 | 705,000 | 1,031,000 | 1,400,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 151,000 | 243,000 | 423,000 | 568,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | 243,000 | 423,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,872,000 | 3,878,000 | 4,025,000 | 3,848,000 |
| Total capital | 4,259,000 | 4,246,000 | 4,431,000 | 4,260,000 |
| Risk-weighted assets | 30,820,000 | 29,224,000 | 32,328,000 | 32,803,000 |