Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 922,987,000 | 917,333,000 | 928,547,000 | 949,765,000 |
| Total loans | 441,656,000 | 443,852,000 | 483,303,000 | 501,003,000 |
| Allowance for loan losses | 4,381,000 | 4,319,000 | 4,311,000 | 4,576,000 |
| Securities available for sale | 320,262,000 | 317,671,000 | 315,566,000 | 309,774,000 |
| Securities held to maturity | 1,912,000 | 1,911,000 | 663,000 | 632,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 833,085,000 | 823,459,000 | 830,280,000 | 852,409,000 |
| Interest-bearing deposits | 695,885,000 | 681,455,000 | 686,044,000 | 709,273,000 |
| Noninterest-bearing deposits | 137,200,000 | 142,004,000 | 144,236,000 | 143,136,000 |
| Equity capital | 85,030,000 | 87,975,000 | 91,621,000 | 90,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,415,000 | 20,909,000 | 31,696,000 | 42,700,000 |
| Interest expense | 5,157,000 | 9,949,000 | 14,772,000 | 19,408,000 |
| Net interest income | 5,258,000 | 10,960,000 | 16,924,000 | 23,292,000 |
| Noninterest income | 873,000 | 2,104,000 | 3,041,000 | 4,002,000 |
| Noninterest expense | 5,206,000 | 10,721,000 | 16,323,000 | 22,039,000 |
| Provision for loan losses | 0 | 0 | 0 | 302,000 |
| Pretax income | 925,000 | 2,343,000 | 3,642,000 | 4,953,000 |
| Income tax | 160,000 | 540,000 | 904,000 | 1,316,000 |
| Net income | 765,000 | 1,803,000 | 2,738,000 | 3,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,509,000 | 99,546,000 | 99,873,000 | 98,150,000 |