Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 906,374,000 | 876,843,000 | 893,768,000 | 914,593,000 |
| Total loans | 432,125,000 | 439,196,000 | 440,880,000 | 436,789,000 |
| Allowance for loan losses | 5,095,000 | 4,641,000 | 4,501,000 | 4,403,000 |
| Securities available for sale | 326,217,000 | 325,714,000 | 327,695,000 | 317,708,000 |
| Securities held to maturity | 2,498,000 | 2,450,000 | 1,944,000 | 2,163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 793,964,000 | 773,497,000 | 782,995,000 | 810,253,000 |
| Interest-bearing deposits | 647,311,000 | 632,316,000 | 644,890,000 | 668,242,000 |
| Noninterest-bearing deposits | 146,653,000 | 141,181,000 | 138,105,000 | 142,011,000 |
| Equity capital | 77,643,000 | 79,327,000 | 87,042,000 | 80,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,709,000 | 19,416,000 | 29,121,000 | 39,152,000 |
| Interest expense | 5,341,000 | 10,514,000 | 16,214,000 | 21,300,000 |
| Net interest income | 4,368,000 | 8,902,000 | 12,907,000 | 17,852,000 |
| Noninterest income | 919,000 | 1,847,000 | 2,476,000 | 3,605,000 |
| Noninterest expense | 4,942,000 | 10,061,000 | 14,782,000 | 19,666,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 345,000 | 688,000 | 601,000 | 1,791,000 |
| Income tax | 0 | 0 | -344,000 | -109,000 |
| Net income | 345,000 | 688,000 | 945,000 | 1,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,867,000 | 98,224,000 | 97,887,000 | 97,727,000 |
| Total capital | — | — | 102,832,000 | 102,574,000 |
| Risk-weighted assets | — | — | 590,554,000 | 602,660,000 |