Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 906,142,000 | 854,144,000 | 855,776,000 | 889,206,000 |
| Total loans | 431,475,000 | 425,290,000 | 420,188,000 | 426,211,000 |
| Allowance for loan losses | 7,206,000 | 7,201,000 | 7,111,000 | 5,541,000 |
| Securities available for sale | 350,939,000 | 336,720,000 | 321,429,000 | 329,078,000 |
| Securities held to maturity | 2,795,000 | 2,795,000 | 2,527,000 | 2,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 814,991,000 | 771,925,000 | 778,396,000 | 764,764,000 |
| Interest-bearing deposits | 668,919,000 | 626,890,000 | 628,915,000 | 612,159,000 |
| Noninterest-bearing deposits | 146,072,000 | 145,035,000 | 149,481,000 | 152,605,000 |
| Equity capital | 82,757,000 | 77,809,000 | 72,544,000 | 78,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,233,000 | 16,531,000 | 25,024,000 | 33,781,000 |
| Interest expense | 3,289,000 | 6,896,000 | 11,188,000 | 15,874,000 |
| Net interest income | 4,944,000 | 9,635,000 | 13,836,000 | 17,907,000 |
| Noninterest income | 845,000 | 2,070,000 | 3,606,000 | 4,479,000 |
| Noninterest expense | 4,845,000 | 9,726,000 | 15,028,000 | 19,359,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,500,000 |
| Pretax income | 944,000 | 1,979,000 | 2,414,000 | 4,527,000 |
| Income tax | 18,000 | 58,000 | 13,000 | 435,000 |
| Net income | 926,000 | 1,921,000 | 2,401,000 | 4,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,117,000 | 99,947,000 | 99,868,000 | 97,507,000 |