Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 822,135,000 | 867,620,000 | 861,861,000 | 833,284,000 |
| Total loans | 512,530,000 | 517,439,000 | 499,442,000 | 474,378,000 |
| Allowance for loan losses | 4,494,000 | 4,471,000 | 5,148,000 | 5,746,000 |
| Securities available for sale | 184,288,000 | 203,366,000 | 238,412,000 | 237,156,000 |
| Securities held to maturity | 6,819,000 | 6,746,000 | 6,745,000 | 7,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 692,837,000 | 739,823,000 | 736,625,000 | 714,842,000 |
| Interest-bearing deposits | 583,973,000 | 608,482,000 | 607,853,000 | 580,804,000 |
| Noninterest-bearing deposits | 108,864,000 | 131,342,000 | 128,772,000 | 134,038,000 |
| Equity capital | 110,682,000 | 112,082,000 | 113,522,000 | 110,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,978,000 | 15,841,000 | 23,424,000 | 31,853,000 |
| Interest expense | 2,102,000 | 3,800,000 | 5,345,000 | 6,648,000 |
| Net interest income | 5,876,000 | 12,041,000 | 18,079,000 | 25,205,000 |
| Noninterest income | 619,000 | 1,260,000 | 2,189,000 | 3,077,000 |
| Noninterest expense | 4,273,000 | 8,582,000 | 13,238,000 | 17,471,000 |
| Provision for loan losses | 195,000 | 990,000 | 1,785,000 | 2,580,000 |
| Pretax income | 2,027,000 | 3,729,000 | 5,245,000 | 8,231,000 |
| Income tax | 393,000 | 699,000 | 918,000 | 1,618,000 |
| Net income | 1,634,000 | 3,030,000 | 4,327,000 | 6,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,788,000 | 99,017,000 | 100,330,000 | 97,991,000 |