Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 820,443,000 | 819,151,000 | 791,522,000 | 809,576,000 |
| Total loans | 543,956,000 | 539,649,000 | 531,827,000 | 527,530,000 |
| Allowance for loan losses | 4,401,000 | 4,563,000 | 4,496,000 | 4,617,000 |
| Securities available for sale | 178,937,000 | 180,723,000 | 175,354,000 | 172,605,000 |
| Securities held to maturity | 6,199,000 | 6,127,000 | 6,126,000 | 6,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 678,452,000 | 677,872,000 | 648,275,000 | 664,763,000 |
| Interest-bearing deposits | 571,278,000 | 573,956,000 | 544,408,000 | 558,160,000 |
| Noninterest-bearing deposits | 107,174,000 | 103,915,000 | 103,868,000 | 106,603,000 |
| Equity capital | 106,051,000 | 108,131,000 | 109,832,000 | 108,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,392,000 | 16,821,000 | 25,390,000 | 33,843,000 |
| Interest expense | 2,309,000 | 4,615,000 | 7,016,000 | 9,155,000 |
| Net interest income | 6,083,000 | 12,206,000 | 18,374,000 | 24,688,000 |
| Noninterest income | 717,000 | 1,459,000 | 2,220,000 | 3,222,000 |
| Noninterest expense | 4,306,000 | 8,727,000 | 13,037,000 | 17,197,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 780,000 |
| Pretax income | 2,296,000 | 4,551,000 | 6,987,000 | 9,948,000 |
| Income tax | 393,000 | 782,000 | 1,190,000 | 1,655,000 |
| Net income | 1,903,000 | 3,769,000 | 5,797,000 | 8,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,086,000 | 97,791,000 | 99,267,000 | 97,714,000 |
| Total capital | 101,487,000 | 102,354,000 | 103,763,000 | 102,331,000 |
| Risk-weighted assets | 550,558,000 | 537,792,000 | 526,896,000 | 536,486,000 |