Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 838,138,000 | 831,518,000 | 819,678,000 | 835,378,000 |
| Total loans | 554,135,000 | 560,657,000 | 561,133,000 | 552,902,000 |
| Allowance for loan losses | 4,559,000 | 4,502,000 | 4,460,000 | 4,528,000 |
| Securities available for sale | 197,798,000 | 188,396,000 | 180,634,000 | 181,404,000 |
| Securities held to maturity | 6,413,000 | 6,258,000 | 6,258,000 | 6,202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 651,144,000 | 635,325,000 | 628,173,000 | 643,743,000 |
| Interest-bearing deposits | 543,583,000 | 528,242,000 | 522,094,000 | 535,892,000 |
| Noninterest-bearing deposits | 107,561,000 | 107,082,000 | 106,079,000 | 107,851,000 |
| Equity capital | 100,983,000 | 102,082,000 | 103,096,000 | 103,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,073,000 | 16,320,000 | 24,643,000 | 33,075,000 |
| Interest expense | 1,368,000 | 2,860,000 | 4,759,000 | 6,817,000 |
| Net interest income | 6,705,000 | 13,460,000 | 19,884,000 | 26,258,000 |
| Noninterest income | 881,000 | 1,567,000 | 2,405,000 | 3,424,000 |
| Noninterest expense | 4,384,000 | 8,943,000 | 13,430,000 | 17,311,000 |
| Provision for loan losses | 99,000 | 198,000 | 297,000 | 396,000 |
| Pretax income | 3,103,000 | 5,922,000 | 8,525,000 | 11,939,000 |
| Income tax | 595,000 | 1,125,000 | 1,615,000 | 2,305,000 |
| Net income | 2,508,000 | 4,797,000 | 6,910,000 | 9,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,371,000 | 95,501,000 | 97,060,000 | 95,738,000 |
| Total capital | 98,930,000 | 100,003,000 | 101,520,000 | 100,266,000 |
| Risk-weighted assets | 574,105,000 | 610,462,000 | 566,359,000 | 564,818,000 |