Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 778,266,000 | 794,702,000 | 808,517,000 | 811,099,000 |
| Total loans | 437,732,000 | 467,134,000 | 493,850,000 | 506,727,000 |
| Allowance for loan losses | 4,597,000 | 4,641,000 | 4,689,000 | 5,093,000 |
| Securities available for sale | 260,013,000 | 251,376,000 | 239,934,000 | 220,752,000 |
| Securities held to maturity | 5,433,000 | 5,433,000 | 4,413,000 | 4,413,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 618,963,000 | 603,239,000 | 600,933,000 | 616,544,000 |
| Interest-bearing deposits | 517,993,000 | 502,636,000 | 500,491,000 | 511,601,000 |
| Noninterest-bearing deposits | 100,970,000 | 100,603,000 | 100,442,000 | 104,943,000 |
| Equity capital | 99,041,000 | 102,016,000 | 103,032,000 | 98,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,257,000 | 14,570,000 | 22,101,000 | 29,736,000 |
| Interest expense | 658,000 | 1,281,000 | 2,002,000 | 2,795,000 |
| Net interest income | 6,599,000 | 13,289,000 | 20,099,000 | 26,941,000 |
| Noninterest income | 767,000 | 1,593,000 | 2,394,000 | 3,199,000 |
| Noninterest expense | 4,239,000 | 8,478,000 | 12,646,000 | 16,145,000 |
| Provision for loan losses | 99,000 | 200,000 | 300,000 | 400,000 |
| Pretax income | 3,028,000 | 6,204,000 | 9,547,000 | 13,595,000 |
| Income tax | 863,000 | 1,784,000 | 2,813,000 | 4,080,000 |
| Net income | 2,165,000 | 4,420,000 | 6,734,000 | 9,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,872,000 | 89,017,000 | 90,773,000 | 89,848,000 |
| Total capital | 92,469,000 | 93,658,000 | 95,462,000 | 94,941,000 |
| Risk-weighted assets | 481,473,000 | 499,409,000 | 518,088,000 | 521,112,000 |