Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 777,395,000 | 756,080,000 | 767,744,000 | 777,963,000 |
| Total loans | 399,695,000 | 406,661,000 | 421,791,000 | 435,981,000 |
| Allowance for loan losses | 3,384,000 | 4,319,000 | 4,636,000 | 4,623,000 |
| Securities available for sale | 280,395,000 | 274,871,000 | 269,584,000 | 259,093,000 |
| Securities held to maturity | 5,560,000 | 5,560,000 | 5,470,000 | 5,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 618,457,000 | 596,943,000 | 598,710,000 | 594,631,000 |
| Interest-bearing deposits | 464,205,000 | 496,984,000 | 502,371,000 | 494,058,000 |
| Noninterest-bearing deposits | 154,252,000 | 99,959,000 | 96,339,000 | 100,573,000 |
| Equity capital | 96,734,000 | 95,218,000 | 98,143,000 | 96,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,969,000 | 13,978,000 | 21,065,000 | 28,190,000 |
| Interest expense | 781,000 | 1,437,000 | 2,063,000 | 2,665,000 |
| Net interest income | 6,188,000 | 12,541,000 | 19,002,000 | 25,525,000 |
| Noninterest income | 650,000 | 1,355,000 | 2,202,000 | 3,081,000 |
| Noninterest expense | 3,872,000 | 7,879,000 | 11,860,000 | 15,678,000 |
| Provision for loan losses | 230,000 | 455,000 | 455,000 | 455,000 |
| Pretax income | 2,736,000 | 5,572,000 | 8,899,000 | 12,500,000 |
| Income tax | 587,000 | 1,326,000 | 2,310,000 | 3,422,000 |
| Net income | 2,149,000 | 4,246,000 | 6,589,000 | 9,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,698,000 | 86,262,000 | 88,044,000 | 86,376,000 |
| Total capital | 89,082,000 | 89,918,000 | 91,745,000 | 90,999,000 |
| Risk-weighted assets | 384,443,000 | 291,779,000 | 295,147,000 | 483,464,000 |