Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 524,861,000 | 533,820,000 | 541,028,000 | 573,125,000 |
| Total loans | 305,234,000 | 314,441,000 | 327,296,000 | 330,156,000 |
| Allowance for loan losses | 2,793,000 | 2,898,000 | 3,122,000 | 3,217,000 |
| Securities available for sale | 169,829,000 | 166,922,000 | 163,926,000 | 158,601,000 |
| Securities held to maturity | 5,681,000 | 5,681,000 | 5,596,000 | 5,596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,912,000 | 406,495,000 | 388,674,000 | 427,083,000 |
| Interest-bearing deposits | 360,845,000 | 346,408,000 | 327,588,000 | 345,559,000 |
| Noninterest-bearing deposits | 61,067,000 | 60,087,000 | 61,086,000 | 81,524,000 |
| Equity capital | 53,298,000 | 55,537,000 | 56,309,000 | 55,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,318,000 | 10,756,000 | 16,187,000 | 21,698,000 |
| Interest expense | 628,000 | 1,227,000 | 1,813,000 | 2,370,000 |
| Net interest income | 4,690,000 | 9,529,000 | 14,374,000 | 19,328,000 |
| Noninterest income | 571,000 | 1,157,000 | 1,755,000 | 2,349,000 |
| Noninterest expense | 3,318,000 | 6,619,000 | 9,966,000 | 13,028,000 |
| Provision for loan losses | 125,000 | 250,000 | 375,000 | 500,000 |
| Pretax income | 1,818,000 | 3,817,000 | 5,788,000 | 8,288,000 |
| Income tax | 453,000 | 973,000 | 1,486,000 | 2,174,000 |
| Net income | 1,365,000 | 2,844,000 | 4,302,000 | 6,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,721,000 | 54,201,000 | 55,226,000 | 54,599,000 |
| Total capital | 55,514,000 | 57,099,000 | 58,348,000 | 57,816,000 |
| Risk-weighted assets | 335,922,000 | 339,947,000 | 349,321,000 | 353,598,000 |