Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 512,577,000 | 507,883,000 | 510,042,000 | 517,223,000 |
| Total loans | 274,665,000 | 277,871,000 | 288,602,000 | 297,407,000 |
| Allowance for loan losses | 3,010,000 | 2,821,000 | 2,794,000 | 2,713,000 |
| Securities available for sale | 177,732,000 | 179,764,000 | 170,749,000 | 167,231,000 |
| Securities held to maturity | 5,795,000 | 5,795,000 | 5,715,000 | 5,715,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,089,000 | 415,962,000 | 401,632,000 | 406,287,000 |
| Interest-bearing deposits | 373,534,000 | 358,766,000 | 343,660,000 | 346,827,000 |
| Noninterest-bearing deposits | 57,555,000 | 57,196,000 | 57,972,000 | 59,460,000 |
| Equity capital | 53,136,000 | 51,809,000 | 52,819,000 | 51,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,126,000 | 10,408,000 | 15,696,000 | 21,022,000 |
| Interest expense | 866,000 | 1,694,000 | 2,366,000 | 3,009,000 |
| Net interest income | 4,260,000 | 8,714,000 | 13,330,000 | 18,013,000 |
| Noninterest income | 686,000 | 1,264,000 | 1,885,000 | 3,360,000 |
| Noninterest expense | 3,200,000 | 6,447,000 | 9,749,000 | 13,603,000 |
| Provision for loan losses | 150,000 | 300,000 | 390,000 | 480,000 |
| Pretax income | 1,596,000 | 3,217,000 | 5,149,000 | 7,363,000 |
| Income tax | 392,000 | 778,000 | 1,265,000 | 1,859,000 |
| Net income | 1,204,000 | 2,439,000 | 3,884,000 | 5,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,927,000 | 51,162,000 | 52,176,000 | 51,355,000 |
| Total capital | 52,937,000 | 53,983,000 | 54,970,000 | 54,068,000 |
| Risk-weighted assets | 315,883,000 | 320,391,000 | 324,435,000 | 330,330,000 |