Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 484,412,000 | 498,998,000 | 493,366,000 | 491,960,000 |
| Total loans | 245,317,000 | 253,642,000 | 259,178,000 | 266,515,000 |
| Allowance for loan losses | 3,229,000 | 2,836,000 | 2,652,000 | 2,878,000 |
| Securities available for sale | 179,603,000 | 187,155,000 | 181,832,000 | 166,112,000 |
| Securities held to maturity | 5,908,000 | 5,908,000 | 5,828,000 | 5,828,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,345,000 | 410,291,000 | 392,220,000 | 391,398,000 |
| Interest-bearing deposits | 352,634,000 | 353,891,000 | 340,187,000 | 335,000,000 |
| Noninterest-bearing deposits | 52,711,000 | 56,400,000 | 52,033,000 | 56,398,000 |
| Equity capital | 50,928,000 | 52,525,000 | 53,675,000 | 52,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,232,000 | 10,596,000 | 15,935,000 | 21,159,000 |
| Interest expense | 1,094,000 | 2,095,000 | 3,089,000 | 3,988,000 |
| Net interest income | 4,138,000 | 8,501,000 | 12,846,000 | 17,171,000 |
| Noninterest income | 570,000 | 1,136,000 | 1,713,000 | 2,271,000 |
| Noninterest expense | 3,053,000 | 6,295,000 | 9,373,000 | 12,402,000 |
| Provision for loan losses | 255,000 | 405,000 | 555,000 | 709,000 |
| Pretax income | 1,400,000 | 2,937,000 | 4,766,000 | 6,559,000 |
| Income tax | 263,000 | 580,000 | 1,106,000 | 1,519,000 |
| Net income | 1,137,000 | 2,357,000 | 3,660,000 | 5,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,692,000 | 48,911,000 | 49,783,000 | 48,723,000 |
| Total capital | 50,921,000 | 51,747,000 | 52,435,000 | 51,601,000 |
| Risk-weighted assets | 292,877,000 | 303,859,000 | 303,833,000 | 309,042,000 |