Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 470,223,000 | 451,695,000 | 459,042,000 | 464,910,000 |
| Total loans | 250,133,000 | 250,584,000 | 250,010,000 | 246,383,000 |
| Allowance for loan losses | 3,925,000 | 4,117,000 | 3,273,000 | 3,397,000 |
| Securities available for sale | 167,785,000 | 151,404,000 | 164,744,000 | 164,128,000 |
| Securities held to maturity | 4,265,000 | 6,015,000 | 5,940,000 | 5,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,729,000 | 361,241,000 | 366,218,000 | 377,613,000 |
| Interest-bearing deposits | 333,027,000 | 310,754,000 | 317,283,000 | 325,674,000 |
| Noninterest-bearing deposits | 50,702,000 | 50,487,000 | 48,935,000 | 51,939,000 |
| Equity capital | 47,134,000 | 49,528,000 | 50,992,000 | 49,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,160,000 | 10,459,000 | 15,814,000 | 21,237,000 |
| Interest expense | 1,186,000 | 2,312,000 | 3,432,000 | 4,526,000 |
| Net interest income | 3,974,000 | 8,147,000 | 12,382,000 | 16,711,000 |
| Noninterest income | 620,000 | 1,263,000 | 1,875,000 | 2,461,000 |
| Noninterest expense | 2,985,000 | 5,941,000 | 8,992,000 | 12,243,000 |
| Provision for loan losses | 519,000 | 744,000 | 969,000 | 1,224,000 |
| Pretax income | 1,090,000 | 2,739,000 | 4,310,000 | 5,702,000 |
| Income tax | 160,000 | 508,000 | 828,000 | 1,092,000 |
| Net income | 930,000 | 2,231,000 | 3,482,000 | 4,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,681,000 | 46,982,000 | 47,801,000 | 46,554,000 |
| Total capital | 49,555,000 | 50,908,000 | 51,074,000 | 49,951,000 |
| Risk-weighted assets | 309,867,000 | 313,917,000 | 295,750,000 | 280,055,000 |