Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 463,615,000 | 436,088,000 | 425,841,000 | 446,997,000 |
| Total loans | 252,269,000 | 252,431,000 | 251,174,000 | 250,615,000 |
| Allowance for loan losses | 2,723,000 | 3,126,000 | 2,916,000 | 3,492,000 |
| Securities available for sale | 165,396,000 | 134,825,000 | 137,743,000 | 134,918,000 |
| Securities held to maturity | 1,865,000 | 1,865,000 | 1,795,000 | 6,045,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,925,000 | 348,336,000 | 341,383,000 | 358,892,000 |
| Interest-bearing deposits | 314,212,000 | 301,272,000 | 295,798,000 | 307,775,000 |
| Noninterest-bearing deposits | 46,713,000 | 47,064,000 | 45,585,000 | 51,117,000 |
| Equity capital | 46,403,000 | 47,887,000 | 49,219,000 | 46,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,355,000 | 10,707,000 | 16,113,000 | 21,504,000 |
| Interest expense | 1,517,000 | 2,978,000 | 4,327,000 | 5,596,000 |
| Net interest income | 3,838,000 | 7,729,000 | 11,786,000 | 15,908,000 |
| Noninterest income | 646,000 | 1,280,000 | 1,913,000 | 2,563,000 |
| Noninterest expense | 2,866,000 | 5,826,000 | 8,850,000 | 11,977,000 |
| Provision for loan losses | 600,000 | 1,050,000 | 1,500,000 | 2,100,000 |
| Pretax income | 1,018,000 | 2,139,000 | 3,355,000 | 4,406,000 |
| Income tax | 142,000 | 338,000 | 556,000 | 649,000 |
| Net income | 876,000 | 1,801,000 | 2,799,000 | 3,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,873,000 | 45,797,000 | 46,364,000 | 44,752,000 |
| Total capital | 47,596,000 | 48,923,000 | 49,280,000 | 48,244,000 |
| Risk-weighted assets | 295,004,000 | 293,579,000 | 290,245,000 | 295,813,000 |