Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 397,893,000 | 398,950,000 | 413,374,000 | 422,858,000 |
| Total loans | 234,183,000 | 237,193,000 | 245,533,000 | 250,473,000 |
| Allowance for loan losses | 2,499,000 | 2,769,000 | 3,340,000 | 3,580,000 |
| Securities available for sale | 129,526,000 | 128,888,000 | 127,720,000 | 131,035,000 |
| Securities held to maturity | 75,000 | 0 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,260,000 | 324,459,000 | 320,361,000 | 333,462,000 |
| Interest-bearing deposits | 291,580,000 | 279,717,000 | 276,904,000 | 285,174,000 |
| Noninterest-bearing deposits | 47,680,000 | 44,742,000 | 43,457,000 | 48,288,000 |
| Equity capital | 44,455,000 | 45,667,000 | 47,380,000 | 45,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,457,000 | 10,851,000 | 16,335,000 | 21,748,000 |
| Interest expense | 1,691,000 | 3,251,000 | 4,721,000 | 6,226,000 |
| Net interest income | 3,766,000 | 7,600,000 | 11,614,000 | 15,522,000 |
| Noninterest income | 602,000 | 1,251,000 | 1,935,000 | 2,651,000 |
| Noninterest expense | 2,704,000 | 5,531,000 | 8,446,000 | 11,723,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,050,000 | 1,350,000 |
| Pretax income | 1,424,000 | 2,780,000 | 4,239,000 | 5,286,000 |
| Income tax | 314,000 | 619,000 | 940,000 | 1,165,000 |
| Net income | 1,110,000 | 2,161,000 | 3,299,000 | 4,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,792,000 | 44,844,000 | 45,550,000 | 43,996,000 |
| Total capital | 46,291,000 | 47,613,000 | 48,890,000 | 47,576,000 |
| Risk-weighted assets | 273,849,000 | 273,645,000 | 281,921,000 | 291,482,000 |