Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 382,584,000 | 386,213,000 | 396,971,000 | 397,296,000 |
| Total loans | 216,116,000 | 220,858,000 | 233,198,000 | 237,684,000 |
| Allowance for loan losses | 2,898,000 | 2,901,000 | 2,846,000 | 2,354,000 |
| Securities available for sale | 133,310,000 | 130,306,000 | 127,645,000 | 125,479,000 |
| Securities held to maturity | 305,000 | 265,000 | 75,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,614,000 | 324,696,000 | 321,741,000 | 314,634,000 |
| Interest-bearing deposits | 284,171,000 | 276,674,000 | 275,355,000 | 264,547,000 |
| Noninterest-bearing deposits | 48,443,000 | 48,022,000 | 46,386,000 | 50,087,000 |
| Equity capital | 43,578,000 | 43,700,000 | 43,636,000 | 42,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,742,000 | 11,393,000 | 16,994,000 | 22,522,000 |
| Interest expense | 2,754,000 | 5,120,000 | 7,237,000 | 9,178,000 |
| Net interest income | 2,988,000 | 6,273,000 | 9,757,000 | 13,344,000 |
| Noninterest income | 656,000 | 1,313,000 | 1,993,000 | 2,724,000 |
| Noninterest expense | 2,430,000 | 4,918,000 | 7,568,000 | 9,899,000 |
| Provision for loan losses | 10,000 | 40,000 | 120,000 | 600,000 |
| Pretax income | 1,190,000 | 2,614,000 | 4,048,000 | 3,592,000 |
| Income tax | 260,000 | 621,000 | 982,000 | 620,000 |
| Net income | 930,000 | 1,993,000 | 3,066,000 | 2,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,172,000 | 44,120,000 | 44,268,000 | 42,683,000 |
| Total capital | 46,070,000 | 47,021,000 | 47,114,000 | 45,037,000 |
| Risk-weighted assets | 265,259,000 | 267,202,000 | 278,146,000 | 277,079,000 |