Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 363,523,000 | 369,421,000 | 371,465,000 | 376,375,000 |
| Total loans | 195,517,000 | 202,166,000 | 210,829,000 | 213,806,000 |
| Allowance for loan losses | 2,909,000 | 2,928,000 | 2,926,000 | 2,924,000 |
| Securities available for sale | 129,453,000 | 129,236,000 | 127,948,000 | 124,669,000 |
| Securities held to maturity | 470,000 | 305,000 | 305,000 | 305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,503,000 | 304,702,000 | 307,539,000 | 311,188,000 |
| Interest-bearing deposits | 268,154,000 | 260,798,000 | 264,228,000 | 263,713,000 |
| Noninterest-bearing deposits | 47,349,000 | 43,904,000 | 43,311,000 | 47,475,000 |
| Equity capital | 40,846,000 | 41,106,000 | 42,492,000 | 41,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,445,000 | 11,200,000 | 17,126,000 | 23,071,000 |
| Interest expense | 2,468,000 | 5,115,000 | 7,978,000 | 10,781,000 |
| Net interest income | 2,977,000 | 6,085,000 | 9,148,000 | 12,290,000 |
| Noninterest income | 600,000 | 1,236,000 | 1,906,000 | 2,576,000 |
| Noninterest expense | 2,243,000 | 4,553,000 | 6,918,000 | 9,222,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,323,000 | 2,750,000 | 4,091,000 | 5,598,000 |
| Income tax | 398,000 | 772,000 | 1,013,000 | 1,362,000 |
| Net income | 925,000 | 1,978,000 | 3,078,000 | 4,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,516,000 | 42,570,000 | 43,277,000 | 42,126,000 |
| Total capital | 44,425,000 | 45,498,000 | 46,203,000 | 45,050,000 |
| Risk-weighted assets | 245,859,000 | 254,278,000 | 259,069,000 | 262,307,000 |