Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 333,111,000 | 337,565,000 | 348,644,000 | 348,607,000 |
| Total loans | 179,271,000 | 184,589,000 | 185,446,000 | 190,262,000 |
| Allowance for loan losses | 2,842,000 | 2,872,000 | 2,900,000 | 2,931,000 |
| Securities available for sale | 119,261,000 | 121,207,000 | 132,546,000 | 127,273,000 |
| Securities held to maturity | 605,000 | 570,000 | 570,000 | 470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,336,000 | 286,918,000 | 297,977,000 | 295,008,000 |
| Interest-bearing deposits | 238,600,000 | 242,944,000 | 254,227,000 | 248,707,000 |
| Noninterest-bearing deposits | 47,736,000 | 43,974,000 | 43,750,000 | 46,301,000 |
| Equity capital | 38,666,000 | 39,134,000 | 41,043,000 | 39,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,753,000 | 9,768,000 | 15,198,000 | 20,634,000 |
| Interest expense | 1,675,000 | 3,563,000 | 5,759,000 | 8,086,000 |
| Net interest income | 3,078,000 | 6,205,000 | 9,439,000 | 12,548,000 |
| Noninterest income | 571,000 | 1,159,000 | 1,791,000 | 2,448,000 |
| Noninterest expense | 2,174,000 | 4,458,000 | 6,719,000 | 8,972,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,445,000 | 2,861,000 | 4,438,000 | 5,924,000 |
| Income tax | 449,000 | 812,000 | 1,215,000 | 1,654,000 |
| Net income | 996,000 | 2,049,000 | 3,223,000 | 4,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,122,000 | 37,005,000 | 41,765,000 | 40,592,000 |
| Total capital | 39,917,000 | 39,877,000 | 44,663,000 | 43,510,000 |
| Risk-weighted assets | 223,581,000 | 230,115,000 | 231,857,000 | 236,398,000 |