Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 274,242,000 | 275,283,000 | 284,428,000 | 280,169,000 |
| Total loans | 139,183,000 | 140,756,000 | 143,418,000 | 146,176,000 |
| Allowance for loan losses | 2,522,000 | 2,693,000 | 2,750,000 | 2,762,000 |
| Securities available for sale | 105,625,000 | 105,652,000 | 111,693,000 | 107,595,000 |
| Securities held to maturity | 3,372,000 | 3,083,000 | 2,683,000 | 2,432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,252,000 | 228,795,000 | 231,134,000 | 227,604,000 |
| Interest-bearing deposits | 205,869,000 | 203,506,000 | 204,950,000 | 200,095,000 |
| Noninterest-bearing deposits | 26,383,000 | 25,289,000 | 26,184,000 | 27,509,000 |
| Equity capital | 33,725,000 | 35,575,000 | 36,917,000 | 35,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,337,000 | 8,703,000 | 13,065,000 | 17,394,000 |
| Interest expense | 1,788,000 | 3,465,000 | 5,053,000 | 6,525,000 |
| Net interest income | 2,549,000 | 5,238,000 | 8,012,000 | 10,869,000 |
| Noninterest income | 579,000 | 1,106,000 | 1,725,000 | 2,365,000 |
| Noninterest expense | 1,758,000 | 3,650,000 | 5,571,000 | 7,699,000 |
| Provision for loan losses | 120,000 | 237,000 | 312,000 | 372,000 |
| Pretax income | 1,250,000 | 2,458,000 | 3,855,000 | 5,168,000 |
| Income tax | 315,000 | 650,000 | 1,041,000 | 1,529,000 |
| Net income | 935,000 | 1,808,000 | 2,805,000 | 3,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,239,000 | 34,113,000 | 34,843,000 | 33,607,000 |
| Total capital | 35,356,000 | 36,307,000 | 37,133,000 | 35,896,000 |
| Risk-weighted assets | 168,981,000 | 175,039,000 | 182,743,000 | 182,662,000 |