Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 262,514,000 | 255,865,000 | 260,103,000 | 263,454,000 |
| Total loans | 125,244,000 | 129,183,000 | 138,426,000 | 139,240,000 |
| Allowance for loan losses | 2,667,000 | 2,745,000 | 2,591,000 | 2,648,000 |
| Securities available for sale | 103,338,000 | 100,803,000 | 98,206,000 | 96,868,000 |
| Securities held to maturity | 4,261,000 | 3,950,000 | 3,906,000 | 3,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,934,000 | 219,586,000 | 222,085,000 | 222,947,000 |
| Interest-bearing deposits | 198,984,000 | 194,988,000 | 198,145,000 | 197,414,000 |
| Noninterest-bearing deposits | 27,950,000 | 24,598,000 | 23,940,000 | 25,533,000 |
| Equity capital | 31,928,000 | 32,715,000 | 33,911,000 | 32,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,776,000 | 9,454,000 | 14,036,000 | 18,508,000 |
| Interest expense | 2,581,000 | 4,989,000 | 7,239,000 | 9,261,000 |
| Net interest income | 2,195,000 | 4,465,000 | 6,797,000 | 9,247,000 |
| Noninterest income | 513,000 | 1,106,000 | 1,676,000 | 2,394,000 |
| Noninterest expense | 1,732,000 | 3,440,000 | 5,229,000 | 6,898,000 |
| Provision for loan losses | 150,000 | 310,000 | 434,000 | 611,000 |
| Pretax income | 819,000 | 1,832,000 | 2,858,000 | 4,199,000 |
| Income tax | 155,000 | 497,000 | 709,000 | 1,005,000 |
| Net income | 664,000 | 1,335,000 | 2,151,000 | 3,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,165,000 | 31,836,000 | 32,401,000 | 32,304,000 |
| Total capital | 33,135,000 | 33,822,000 | 34,444,000 | 34,464,000 |
| Risk-weighted assets | 156,878,000 | 158,094,000 | 162,880,000 | 172,298,000 |