Call reports 2024
TOWN & COUNTRY BANK — 2024
What TOWN & COUNTRY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 698,381,000 | 694,966,000 | 711,590,000 | 705,853,000 |
| Total loans | 437,026,000 | 447,332,000 | 456,179,000 | 470,146,000 |
| Allowance for loan losses | 5,786,000 | 5,887,000 | 5,964,000 | 6,112,000 |
| Securities available for sale | 168,412,000 | 171,914,000 | 185,885,000 | 179,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 603,851,000 | 605,679,000 | 614,652,000 | 615,404,000 |
| Interest-bearing deposits | 439,428,000 | 439,477,000 | 452,182,000 | 452,746,000 |
| Noninterest-bearing deposits | 164,423,000 | 166,202,000 | 162,470,000 | 162,658,000 |
| Equity capital | 59,912,000 | 59,457,000 | 65,613,000 | 63,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,152,000 | 16,794,000 | 25,789,000 | 34,882,000 |
| Interest expense | 2,119,000 | 4,465,000 | 7,001,000 | 9,550,000 |
| Net interest income | 6,033,000 | 12,329,000 | 18,788,000 | 25,332,000 |
| Noninterest income | 1,275,000 | 2,596,000 | 3,971,000 | 5,362,000 |
| Noninterest expense | 4,568,000 | 9,082,000 | 13,660,000 | 18,480,000 |
| Provision for loan losses | 102,000 | 218,000 | 293,000 | 456,000 |
| Pretax income | 2,638,000 | 5,625,000 | 8,806,000 | 11,758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,638,000 | 5,625,000 | 8,806,000 | 11,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,362,000 | 78,783,000 | 79,094,000 | 81,284,000 |
| Total capital | 83,560,000 | 84,125,000 | 84,537,000 | 86,878,000 |
| Risk-weighted assets | 415,202,000 | 426,769,000 | 434,911,000 | 447,007,000 |