Call reports 2023
TOWN & COUNTRY BANK — 2023
What TOWN & COUNTRY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 678,429,000 | 657,476,000 | 660,209,000 | 665,557,000 |
| Total loans | 419,027,000 | 424,615,000 | 435,144,000 | 437,109,000 |
| Allowance for loan losses | 5,530,000 | 5,592,000 | 5,710,000 | 5,684,000 |
| Securities available for sale | 184,067,000 | 176,215,000 | 166,615,000 | 170,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,169,000 | 578,267,000 | 580,239,000 | 576,125,000 |
| Interest-bearing deposits | 429,886,000 | 417,412,000 | 411,952,000 | 416,470,000 |
| Noninterest-bearing deposits | 162,283,000 | 160,855,000 | 168,287,000 | 159,655,000 |
| Equity capital | 56,697,000 | 54,733,000 | 50,012,000 | 60,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,819,000 | 14,014,000 | 21,453,000 | 29,178,000 |
| Interest expense | 915,000 | 2,087,000 | 3,504,000 | 5,230,000 |
| Net interest income | 5,904,000 | 11,927,000 | 17,949,000 | 23,948,000 |
| Noninterest income | 1,310,000 | 2,620,000 | 3,889,000 | 5,107,000 |
| Noninterest expense | 4,475,000 | 9,078,000 | 13,718,000 | 18,285,000 |
| Provision for loan losses | 81,000 | 152,000 | 278,000 | 368,000 |
| Pretax income | 2,658,000 | 5,317,000 | 7,832,000 | 10,392,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,658,000 | 5,317,000 | 7,832,000 | 10,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,574,000 | 74,688,000 | 75,306,000 | 77,147,000 |
| Total capital | 78,599,000 | 79,809,000 | 80,413,000 | 82,284,000 |
| Risk-weighted assets | 401,494,000 | 409,201,000 | 407,940,000 | 410,416,000 |