Call reports 2022
TOWN & COUNTRY BANK — 2022
What TOWN & COUNTRY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 720,631,000 | 724,065,000 | 701,139,000 | 677,678,000 |
| Total loans | 396,589,000 | 407,133,000 | 409,803,000 | 416,851,000 |
| Allowance for loan losses | 5,216,000 | 5,316,000 | 5,449,000 | 5,473,000 |
| Securities available for sale | 176,558,000 | 180,832,000 | 181,643,000 | 184,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,335,000 | 639,065,000 | 617,413,000 | 594,045,000 |
| Interest-bearing deposits | 454,938,000 | 464,016,000 | 453,232,000 | 439,144,000 |
| Noninterest-bearing deposits | 174,397,000 | 175,049,000 | 164,181,000 | 154,901,000 |
| Equity capital | 63,796,000 | 57,129,000 | 49,459,000 | 52,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,197,000 | 10,855,000 | 17,039,000 | 23,664,000 |
| Interest expense | 322,000 | 662,000 | 1,143,000 | 1,827,000 |
| Net interest income | 4,875,000 | 10,193,000 | 15,896,000 | 21,837,000 |
| Noninterest income | 1,303,000 | 2,605,000 | 3,878,000 | 5,161,000 |
| Noninterest expense | 4,023,000 | 8,081,000 | 12,402,000 | 16,717,000 |
| Provision for loan losses | 3,000 | 102,000 | 235,000 | 346,000 |
| Pretax income | 2,152,000 | 4,615,000 | 7,137,000 | 9,935,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,152,000 | 4,615,000 | 7,137,000 | 9,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,322,000 | 69,366,000 | 70,667,000 | 72,260,000 |
| Total capital | 74,092,000 | 74,238,000 | 75,554,000 | 77,334,000 |
| Risk-weighted assets | 381,125,000 | 389,308,000 | 390,399,000 | 405,494,000 |