Call reports 2021
TOWN & COUNTRY BANK — 2021
What TOWN & COUNTRY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 681,604,000 | 693,264,000 | 701,364,000 | 691,597,000 |
| Total loans | 419,980,000 | 413,883,000 | 408,767,000 | 403,927,000 |
| Allowance for loan losses | 5,279,000 | 5,285,000 | 5,291,000 | 5,196,000 |
| Securities available for sale | 129,940,000 | 154,695,000 | 163,595,000 | 168,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,575,000 | 582,446,000 | 586,515,000 | 590,767,000 |
| Interest-bearing deposits | 425,610,000 | 428,391,000 | 433,655,000 | 437,838,000 |
| Noninterest-bearing deposits | 146,965,000 | 154,055,000 | 152,860,000 | 152,929,000 |
| Equity capital | 70,035,000 | 72,041,000 | 71,520,000 | 72,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,480,000 | 12,217,000 | 18,557,000 | 24,094,000 |
| Interest expense | 520,000 | 982,000 | 1,386,000 | 1,739,000 |
| Net interest income | 4,960,000 | 11,235,000 | 17,171,000 | 22,355,000 |
| Noninterest income | 1,258,000 | 2,581,000 | 3,854,000 | 5,120,000 |
| Noninterest expense | 4,073,000 | 8,200,000 | 12,353,000 | 16,411,000 |
| Provision for loan losses | -2,000 | -4,000 | -2,000 | -1,000 |
| Pretax income | 2,147,000 | 5,620,000 | 8,674,000 | 11,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,147,000 | 5,620,000 | 8,674,000 | 11,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,373,000 | 66,067,000 | 66,468,000 | 68,615,000 |
| Total capital | 68,999,000 | 70,789,000 | 71,152,000 | 73,352,000 |
| Risk-weighted assets | 369,422,000 | 377,179,000 | 374,092,000 | 378,460,000 |