Call reports 2020
TOWN & COUNTRY BANK — 2020
What TOWN & COUNTRY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 556,555,000 | 603,430,000 | 614,982,000 | 624,504,000 |
| Total loans | 393,866,000 | 417,082,000 | 422,249,000 | 420,171,000 |
| Allowance for loan losses | 4,770,000 | 4,794,000 | 4,916,000 | 5,324,000 |
| Securities available for sale | 96,074,000 | 96,855,000 | 106,238,000 | 113,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,540,000 | 504,847,000 | 514,445,000 | 526,868,000 |
| Interest-bearing deposits | 364,932,000 | 382,620,000 | 391,225,000 | 398,203,000 |
| Noninterest-bearing deposits | 96,608,000 | 122,227,000 | 123,220,000 | 128,665,000 |
| Equity capital | 68,584,000 | 70,044,000 | 71,003,000 | 71,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,773,000 | 11,483,000 | 17,154,000 | 23,041,000 |
| Interest expense | 811,000 | 1,547,000 | 2,217,000 | 2,811,000 |
| Net interest income | 4,962,000 | 9,936,000 | 14,937,000 | 20,230,000 |
| Noninterest income | 1,101,000 | 2,259,000 | 3,462,000 | 4,718,000 |
| Noninterest expense | 3,915,000 | 7,779,000 | 11,783,000 | 15,793,000 |
| Provision for loan losses | 93,000 | 191,000 | 342,000 | 792,000 |
| Pretax income | 2,055,000 | 4,225,000 | 6,274,000 | 8,363,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,055,000 | 4,225,000 | 6,274,000 | 8,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,238,000 | 62,080,000 | 63,310,000 | 63,501,000 |
| Total capital | 65,790,000 | 66,606,000 | 67,900,000 | 68,186,000 |
| Risk-weighted assets | 363,919,000 | 361,776,000 | 366,857,000 | 374,135,000 |