Call reports 2019
TOWN & COUNTRY BANK — 2019
What TOWN & COUNTRY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 513,159,000 | 511,437,000 | 520,713,000 | 526,271,000 |
| Total loans | 380,065,000 | 386,281,000 | 394,909,000 | 395,407,000 |
| Allowance for loan losses | 4,368,000 | 4,410,000 | 4,624,000 | 4,683,000 |
| Securities available for sale | 86,070,000 | 88,828,000 | 85,069,000 | 87,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,906,000 | 431,855,000 | 440,690,000 | 444,499,000 |
| Interest-bearing deposits | 342,440,000 | 341,651,000 | 349,551,000 | 359,251,000 |
| Noninterest-bearing deposits | 88,466,000 | 90,204,000 | 91,139,000 | 85,248,000 |
| Equity capital | 64,042,000 | 64,460,000 | 65,502,000 | 66,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,500,000 | 11,175,000 | 16,992,000 | 22,883,000 |
| Interest expense | 689,000 | 1,437,000 | 2,256,000 | 3,099,000 |
| Net interest income | 4,811,000 | 9,738,000 | 14,736,000 | 19,784,000 |
| Noninterest income | 1,111,000 | 2,225,000 | 3,264,000 | 4,331,000 |
| Noninterest expense | 3,813,000 | 7,710,000 | 11,532,000 | 15,397,000 |
| Provision for loan losses | 49,000 | 98,000 | 334,000 | 445,000 |
| Pretax income | 2,060,000 | 4,154,000 | 6,133,000 | 8,272,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,060,000 | 4,154,000 | 6,133,000 | 8,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,269,000 | 58,582,000 | 59,363,000 | 60,530,000 |
| Total capital | 63,575,000 | 62,992,000 | 63,886,000 | 65,012,000 |
| Risk-weighted assets | 344,452,000 | 355,984,000 | 361,762,000 | 358,338,000 |