Call reports 2018
TOWN & COUNTRY BANK — 2018
What TOWN & COUNTRY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 514,605,000 | 510,411,000 | 509,122,000 | 502,415,000 |
| Total loans | 381,978,000 | 377,506,000 | 375,195,000 | 378,030,000 |
| Allowance for loan losses | 4,613,000 | 4,589,000 | 4,479,000 | 4,362,000 |
| Securities available for sale | 79,677,000 | 79,524,000 | 86,919,000 | 85,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,180,000 | 434,140,000 | 430,697,000 | 420,773,000 |
| Interest-bearing deposits | 351,011,000 | 345,326,000 | 342,303,000 | 334,218,000 |
| Noninterest-bearing deposits | 87,169,000 | 88,814,000 | 88,394,000 | 86,555,000 |
| Equity capital | 60,864,000 | 60,086,000 | 60,680,000 | 61,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,137,000 | 10,427,000 | 15,814,000 | 21,346,000 |
| Interest expense | 485,000 | 990,000 | 1,550,000 | 2,165,000 |
| Net interest income | 4,652,000 | 9,437,000 | 14,264,000 | 19,181,000 |
| Noninterest income | 1,015,000 | 1,898,000 | 2,894,000 | 3,898,000 |
| Noninterest expense | 3,779,000 | 7,608,000 | 11,364,000 | 15,423,000 |
| Provision for loan losses | -1,000 | -1,000 | 74,000 | -25,000 |
| Pretax income | 1,889,000 | 3,728,000 | 5,720,000 | 7,681,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,889,000 | 3,728,000 | 5,720,000 | 7,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,286,000 | 56,751,000 | 57,820,000 | 58,157,000 |
| Total capital | 61,700,000 | 60,987,000 | 62,102,000 | 62,461,000 |
| Risk-weighted assets | 352,897,000 | 338,544,000 | 342,458,000 | 344,325,000 |